What you keep. Worked out.
Gross to net, buy or rent, ETF growth, and a hundred cities side by side. Every figure carries its date and its source.
Salary1
Gross a year
Tax classI, no church
CalculateNet a month
€0.00
Gross to net for 2026, with the tax office's own formula and your own health fund.
Housing2
Your net
Rate, 10 years fixed4.05 %
CalculatePurchase price your net supports
€0.00
€903 a month, a third of your net
Frankfurt am Main · 2026-08
Cities3
Your net
LeipzigRent, 80 m² €958€2,365 left
Frankfurt am MainRent, 80 m² €1,664€1,677 left
MunichRent, 80 m² €2,070€1,271 left
Where your net goes furthest
Leipzig
€1,094 more than in Munich
Compare cities
1Type your salaryOnce. Net with the tax office's own formula.
2The net becomes the budgetHousing picks it up by itself.
3The same net, a hundred citiesWhere it goes furthest.
Example figures, worked out live from the current data
Six calculators that share the same figures.
Change your salary in one place, and every calculator knows.
German SalaryGross to net for 2026, with the tax office's own formula and your own health fund.Home BuyingBuy or rent in Germany, affordability, exit risk, real return.ETF InvestmentProject long-term ETF growth with charts.Savings & LoansA savings plan with German tax, a loan's rate or payment, and simple interest.
Finding a propertyWhere German properties are advertised, and how to check a price.Compare citiesA hundred German cities, what each is like to live and work in, and up to three side by side.Where the numbers come fromEvery source behind these calculators, how old our copy is, and what it used to say.
No estimates. Official figures, with a date.
A source on every number
Each figure links to where it came from and says which date it describes.
Every figure shows its date
Some figures refresh automatically. The rest are updated when the publisher releases new ones. Each figure shows the date it describes.
In 14 languages
The same calculators, right to left included, for people who have just arrived.